Intermediate Form of a Contract

Course Unit 8: … Govern… Interm…

Intermediate Forms of Contracts – Short essay

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Intermediate Form of a Contract

Oftentimes, the U.S. government regulates private industries for the benefit of consumers. For example, the U.S. Congress passed and President Barack Obama signed into law the Credit Card Accountability Responsibility and Disclosure Act of 2009 (“CARD Act”). Several of the main provisions address how credit issuers must interact with consumers, like a requirement that credit card companies give consumers 21 days or more to pay their bill from the date of mailing, and another that prohibits payment deadlines from falling on the weekend or mid-day.

First, consider why the government intervenes in private contractual relations. Second, make a normative judgment—determine whether you believe government intervention on behalf of consumers is the right approach, and include arguments justifying your position.

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Our Teaching Fellows will be grading these responses, so please keep your responses to 1000 words or fewer. Your Response will be graded using the Following Rubric:

○ Poor (0 points) – Difficult for the reader to discern the main idea. Too brief or too repetitive to establish or maintain a focus. Fails to address both components of the question. ○ Fair (3 points) – Presents a unifying theme or main idea, but may include minor tangents. Stays somewhat focused on topic and task. Addresses both components of the question. ○ Good (5 points) – Presents a unifying theme or main idea without going off on tangents. Stays completely focused on topic and task. Addresses both components of the question.

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